NeuroCredix · Capability
Real-Time Decisioning
Approve, price, and limit credit in under 100 milliseconds, right inside the checkout, wallet, or lending flow where the decision matters.
Overview
What Real-Time Decisioning does
Real-Time Decisioning packages the full risk model into a sub-100ms API that lenders and their partners call directly from checkout pages, wallet apps, and loan origination journeys. There's no batch queue and no overnight file, the decision happens inside the transaction itself, so a customer never sees a spinner where an approval should be.
The engine evaluates risk, sets a credit limit, and prices the offer in a single call, then returns a structured response the calling application can act on immediately. Because it's built for embedding, the same decision logic that powers a bank's own app can be dropped into a merchant's checkout or a fintech partner's wallet without rebuilding the risk stack for each channel.
<100ms
Median decision latency
3-in-1
Approval, limit, and pricing per call
24/7
Always-on decisioning API
Inside the Module
One workspace, every screen your teams need
Decision API Console
Live view of every decision request flowing through the API, with latency, outcome, and integration point surfaced in real time so engineering and risk teams can confirm the engine is responding fast and correctly across every embedded channel.
Under the Hood
Built on capable foundations
Sub-100ms Response
Decisions return fast enough to feel instant inside any transaction flow.
Embeddable by Design
One API integrates into checkout, wallet, and loan origination journeys alike.
Approval, Limit, and Price
A single call returns the full offer, not just a yes or no.
Always-On Infrastructure
Built to handle transaction-volume traffic without decision downtime.
Start the Conversation
See Real-Time Decisioning on your floor.
Book a working session and we'll show Real-Time Decisioning running against your NeuroCredix environment.
Response within one business day · NDA on request