NeuroBank · Capability
Digital Onboarding
From download to funded account in minutes, with identity assurance built into every step.
Overview
What Digital Onboarding does
Digital Onboarding replaces branch visits and paper forms with a guided mobile flow that verifies who an applicant is before their account ever opens. Document capture, biometric liveness, sanctions screening, and data checks run in parallel, so a customer moves from download to a funded account without waiting on a back-office queue.
Every onboarding path is configurable by product and jurisdiction, letting a bank apply stricter checks to a business account and a lighter flow to a prepaid wallet without building two separate apps. A KYC score assigns each applicant to a dynamic risk tier, so low-risk customers clear automatically while higher-risk profiles route to a review queue with the full evidence trail attached.
Onboarding doesn't end at account opening. Customer profiles are refreshed on a schedule, triggering re-verification and a fresh risk score whenever information changes or a periodic review comes due, so ongoing due diligence stays current without a manual file review.
<10 min
Application to funded account
4-Factor
Document, biometric, sanctions & data checks
Real-time
Liveness and fraud screening
Inside the Module
One workspace, every screen your teams need
Application Flow Builder
Configure onboarding journeys by product and market without a development cycle. Define which documents are required, when biometric liveness and sanctions screening trigger, and which KYC tier and data checks apply before an account can be opened.
Under the Hood
Built on capable foundations
Biometric Liveness
Selfie-based liveness detection confirms a real person is present, not a photo or a deepfake.
Document Authentication
ID and proof-of-address documents are validated for authenticity and cross-checked against the applicant.
Sanctions Screening & Dynamic KYC Tiers
Every applicant is screened against sanctions and watchlists and scored into a dynamic KYC tier that sets the checks required.
Multi-Jurisdiction Compliance
Document and data requirements adapt automatically to the applicant's market and regulatory regime.
Start the Conversation
See Digital Onboarding on your floor.
Book a working session and we'll show Digital Onboarding running against your NeuroBank environment.
Response within one business day · NDA on request